Just do it now. This is the secret to getting anything — begin with it now. What does it take to manifest a dream? Is it having lots of money? Is it a good market outlook?

As many would tell, it is easier said than done with repeated lockdowns, and with the economy in a see-saw, one can’t predict the future, and all we can do is to get ready for it. You can take the necessary precautions and establish safety nets. Didn’t someone once say that preparation is 90% of success?

One way to get yourself ready to face challenges head-on and to start manifesting your dreams is to ease your worries over the uncertainties of the future and have investments that will serve as your backup. With safety nets in place, you can focus more on the things that you want to do with your life and not just what you need to do.  

FWD Manifest is a variable unit-linked (VUL) product that can act as your safety net by combining both insurance and investment to give you protection while growing your money over time. However, this financial product takes it further by not just giving you a strong life protection and smart wealth investments, but also bonuses, for investing more and longer. Plus, it cushions your investment from risks.

With FWD Manifest, you’ll get:

1. Start-Up Bonus 

Receive a bonus on your policy’s first year that will be invested in its own account value and will grow with your investment and added to your account in your policy’s 5th and 10th year.

2. Loyalty Bonus

Get a non-guaranteed cash benefit on the 10th year of your policy, recurring thereafter every five (05) years.

3. Investment Protector Bonus

Worry less over your investment fund with bonus payouts given on the 10th year and every five years thereafter if the Philippine Stock Exchange index (PSEi) is lower compared to five years before the payout.

4. Premium Extension Bonus

The secret to investment growth is to invest regularly and continuously. Get this bonus if you continue to pay your premiums even after the 5 and 10 years payment period. With FWD Manifest, your additional investment comes with an additional bonus!

5. Guaranteed Milestone Increase

Celebrate hitting a milestone in your life with FWD Manifest! Get a pre-approved 20% increase up to a maximum of PHP2M in your coverage amount when you: get married, have your first child, make your first real estate purchase, retire, or just simply reach your 10th policy anniversary — no questions asked!

6. Option to Customize

FWD Manifest is fully customizable! You have the freedom to add protection and benefits depending on your need and budget.

Why don’t you start now and manifest your future! Yes, it may be a tough time right now but that does not mean reaching your manifest life goals is impossible. With hard work, perseverance, and determination, you can achieve anything even amid a pandemic. It just takes courage to start and the grit to stay on. After all, success does not come overnight, but over time.

Sign up to talk to a FWD financial advisor to discover how to take that next step to achieving your dreams.


ABOUT THE AUTHOR

Robert “Bob” Reyes is a technologist, an ICT Consultant and Tech Speaker, a certified Google IT Support Specialist, and an Open Source advocate representing the global non-profit Mozilla (makers of Firefox) in the Philippines. Bob is a Technology Columnist for the Manila Bulletin Publishing Corporation and an aviation subject matter expert contributor for Spot.PH.

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